1. Safety:
   The fund invests primarily in Government Securities issued/guaranteed by Central and State Governments.
2. Liquidity Risk:
   Government Securities (G-Secs) are relatively liquid compared to other categories of debt securities.
3. Credit Risk:
   The credit risk of Government securities is the lowest of all the categories of debt securities.
4. Flexibility to Move Across Maturities:
   Since the Scheme invests in G-Secs, there is a wide option of segments with different maturities available for investments depending on interest rate outlook
5. Portfolio Diversification:
   The fund provides diversification benefit for investors who prefer to construct a portfolio of bond funds.
6. Tax Efficiency:
   You can take advantage of tax efficiency by investing in this fund. If you opt for the dividend option, you need not pay any tax on the dividend received. In case of growth option, you need to pay only 10% tax (without indexation benefit, 20% with indexation benefit) on the gains made from your investment.
7. Eligible Investment for EPF Trust:
   G-Sec Funds are an approved investment option for EPF trusts.

Statutory Details: Trustee: Mirae Asset Trustee Company Private Limited, Investment Manager: Mirae Asset Global Investments (India) Private Limited, Sponsor: Mirae Asset Global Investments Company Limited.

Investment Objective: Mirae Asset Gilt Fund (An open-ended gilt scheme): Investment Plan: The investment objective of the scheme is to seek to generate returns commensurate with low credit risk by predominantly investing in the portfolio comprising of sovereign securities issued and guaranteed by Central and State Government with residual maturity ranging from 1 year to 20 years or higher. The average portfolio maturity duration of the plan will exceed 4 years. Savings Plan: The investment objective of the scheme is to seek to generate returns commensurate with low credit risk by predominantly investing in the portfolio comprising of short to medium term Government securities guaranteed by Central and State Government with an average portfolio maturity duration not exceeding 5 years. Asset Allocation: Investment Plan: (1) Sovereign securities issued and guaranteed by State and Central Govt. with an average portfolio maturity duration of the plan exceeding 4 years: 65% to 100% (2) Debt & Money Market Instruments: 0% to 35%. Savings Plan: (1) Sovereign securities issued and guaranteed by State and Central Govt. with an average portfolio maturity duration of the plan not exceeding 5 years: 65% to 100% (2) Debt & Money Market Instruments: 0% to 35%. Terms of Issue: The units are available at applicable NAV plus applicable entry load. The NAV will be calculated at the close of every working day and shall be published in two daily newspapers. Load Structure: Entry Load: (Investment Plan & Saving Plan) NIL. "In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor". Investment Plan: Exit Load: Regular - 0.50% if redeemed upto 180 days from the date of allotment, Institutional – Nil, Bonus – Nil, Provident Fund - 0.80% if redeemed upto 365 days from the date of allotment. Savings Plan:- Exit Load: Regular - Nil, Institutional – Nil, Bonus – Nil, Provident Fund - 0.60% if redeemed upto 365 days from the date of allotment Risk Factors: Mutual funds investments are subject to market risks and there is no assurance or guarantee that the objectives of the scheme will be achieved. As with any investment in securities, the Net Asset Value (NAV) of the units issued under the Schemes can go up or down depending on the factors and forces affecting the capital markets. Past performance of the Sponsor does not indicate the future performance of the Schemes of Mirae Asset Mutual Fund. The scheme / plan(s) should have a minimum of 20 investors and no single investor should account for more than 25% of the corpus of such scheme / plan(s). In case of non-fulfillment with either of the above two conditions in a three months time period or the end of succeeding calendar quarter, whichever is earlier, from the close of the New Fund Offer (NFO) or on an ongoing basis for each calendar quarter, the schemes / plans shall be wound up by following the guidelines prescribed by SEBI and the investor's money would be redeemed at applicable NAV. The sponsors are not liable or responsible for any loss resulting from the operation of the fund beyond the initial contribution made by them of an aggregate amount of Rupees One Lakh towards setting up of the fund. Mirae Asset India Gilt Fund is only the name of the scheme and does not in any manner indicate either the quality of the scheme or its future prospects or returns. Investors in the scheme are not being offered any guaranteed / indicative / assured returns. Please see "Risk Factors", "Scheme Specific Risk Factors and Special Consideration" and "Right to limit redemptions" in the scheme information Document. Unit holders in the scheme are not being offered any guaranteed/assured returns. A copy of SAI / SID / Key Information Memorandum cum Application form will be available at AMC offices / AMC website www.miraeassetmf.co.in / Investor Service Centre / Distributors on request. “MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL THE SCHEME RELATED DOCUMENTS CAREFULLY”.